our services

Our Services

Oak & Teasel Insurance is your one stop collaborator on all of your insurance needs.  See our services below.

Commercial

General Liability

Professional liability is designed to protect you against claims that result from mistakes or failures to perform a quality service. These types of plans are uniquely tailored to the individual needs of your business to provide you with the best coverage at the lowest cost. 

Workers Compensation

Most states require that you have this form of coverage to protect your employees. If an employee is injured on the job, this covers their medical expenses, and a portion of any lost wages while they recover.

Farm Insurance

Farm Insurance is a combination of personal and business insurance coverages because it typically involves a family or individually operated farm. Because of this you find both exposures when looking at property and liability.

Commercial Property

A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies.  This insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more.

Commercial Auto

Commercial auto insurance provide for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection for the driver and passengers of the policy holder’s car.

Fleet Insurance

Through an exclusive network of partner agents, we offer comprehensive products that can be tailored to meet the unique needs of trucking fleets with 25 units or more. We specialize in products for over-the-road, local, and regional operations.

Group Health & Benefits

There are basically three major types of health insurance policies to choose from–consumer-directed, fee for service, and managed care. These health insurance plans help cover your medical, surgical, and hospital expenses. They may even cover dental expenses, mental health services, and prescription drugs, depending on the coverage you choose.

Inland Marine

 Inland Marine coverage is offered. In many cases businesses look to this coverage for their equipment, materials, cargo, etc. Here are some common coverages that your business may need:

  • Equipment Floater  
  • Installation Floater 
  • Builders Risk
  • Transportation/Cargo
  • Scheduled Property 
  • Accounts Receivable
  • Valuable Papers

Residential

Auto Insurance

Even though all auto insurance policies may appear the same, not all are created equal. As an Independent Agent we are able to compare the different policies available to you with our companies. 

Recreation Equipment

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer.

Homeowners Insurance

Insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Personal Umbrella

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. 

Personal Articles Insurance

Certain items like jewelry, guns, cameras, silverware, etc. are only covered up to certain amounts on most Home, Condo, & Renters policies. At Oak & Teasel Insurance we will sit down with you and go over certain items that may need to be placed on a Personal Articles policy to be fully covered

Flood Insurance

Though the government actually provides flood coverage, at Oak & Teasel Insurance, we issue and service these policies, and in the event of flood damage to your insured property can also service your claim.

Event Insurance

You may think that insurance for an event should be covered by your personal liability, but most facilities that you would rent out require that you list them as an Additional Insured. The majority of Insurance Companies do not allow you to add this to your policy which means you have to purchase an Event Policy.

Life Insurance

As an IUL Insider Oak and Teasel is uniquely equipped to design a case for you that giver you optimum living benefit.  Its our passion!  Model and Annual reviews acknowledging all life’s changes  that may impact your retirement.